Dental One Associates of College Park
1901 Phoenix Boulevard, Suite 100, College Park, GA 30349

What’s the difference between dental insurance and dental savings plans?

Whats-the-difference-between-dental-insurance-and-dental-savings-plans

 

You know how expensive dental care can be, and you want to keep your mouth healthy without breaking the bank. With this in mind, it seems as though dental insurance, which, for adults, is not covered under the Affordable Care Act or Medicare, is a must.

However, dental insurance may not be the best way to save money on dental care. A dental savings plan, which you can sign up for independently or with your family, might be the best way to find affordable dental care.

What is a dental savings plan?
With dental insurance, you pay a set amount each month and know that every time you visit the dentist, your care is either partially or completely paid for by insurance. With a dental savings plan, you pay a sign-up fee, then a discounted rate each time you visit the dentist. For example, one dental savings plan, DentRite, costs $30 for an individual to sign up and $50 for a family. Each cleaning costs only $10, which means a single adult who signs up for this plan might only pay $50 a year for healthy teeth and gums. Other procedures, such as an emergency exam, X-rays, and preventative care like sealants and topical fluoride only cost between $10 and $30. To renew the plan each year, you pay just $25 as an individual or $40 as a family.

Am I a good candidate for a dental savings plan?
The true value of a dental savings plan depends on your oral health. If you are generally healthy and only need cleanings each year, a dental savings plan could offer you significant savings. Forbes Magazine recommends it for seniors who have retired, since it is likely less expensive than individual dental insurance (not part of a company’s plan). This type of plan might also be good for single individuals or those with young children who will likely be in good dental health.

What should a dental savings plan cover?
When examining a dental savings plan over regular dental insurance, look to see which procedures and services are covered. For example, a dental savings plan should cover all exams and diagnoses, cleanings, fillings, crowns, and oral surgery. Some plans might offer a discount on more specialized procedures like implants and gum disease care.

Read What Our Patients Say
Patient Reviews
I love my hygienist Lanae. She was honest with me and she always does a fantastic job cleaning my teeth.
Iyanna J.
Customer service
Jasmine H.
I’ve always been pleased with the service from front desk to hygienist to dentist.
Mary M.
Everyone was extremely nice from the time I walked in. I’ve never experience a public place where everyone smiles and says “Hello” I came to bring my sister but I’m going to make me an […]
Delphia G.
The service was fast, friendly and efficient.
Sigrunn U.
Very friendly and knowledgeable staff. Dr. Sabur is the best!
Karen N.
Excellent service
Whitney T.
Dental 1 dentistry is by far the best dentist that I have been to bar none. I have visited various dentist and have felt like they cared more about their bottom line than my overall dental health. […]
Keith B.
Very professional and helpful in assisting to get appointment times that are convenient and conducive for my work schedule. I am pleased with the services that I receive from this office.
Stephanie C.
Winsome is wonderful
Angela L.
I am trying to click ten. The service is Amanda was excellent!!!! I came there in fear because of past experiences, your staff made me comfortable from day one!!!! I am so grateful. Your level of […]
Cynthia L.
Everyone was friendly and very polite to me
Sherissa W.
Great customer service in a timely manner!
Donna S.
Dr Bruster and her staff are Amazing!!!! I would recommend her to everybody
Bernita H.
Wonderful staff and they made my experience a great one.
Nathaniel T.
Everyone at Dental One are so friendly and inviting. I love how they gave me a dental hygiene plan to help me maintain my healthy teeth.
Lashunda P.
Professional and knowledgeable
Tiffany P.
The hygienist is very skilled, knowledgeable, and courteous.
Eugina H.
Dr.Bailey and her staff are great! Shamika is a standout team member thanks for always going above and beyond it does not go unnoticed!
Tieshia B.
friendly, good patient care, clean…
Lorenzo S.
We Accept Most Insurance Plans!
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We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here

Office Hours
  • Monday 8:30 AM - 5:00 PM
  • Tuesday 7:00 AM - 5:00 PM
  • Wednesday 7:00 AM - 5:00 PM
  • Thursday 7:00 AM - 5:00 PM
  • Friday 7:00 AM - 5:00 PM
  • Saturday 9:00 AM - 2:00 PM
  • Sunday Closed
Get in touch:
  • Phone: (678) 619-5697
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